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Classic car insurance is ideal for collectors and special investors alike. When it comes to protecting your prized possession, having the right insurance policy makes a significant difference in how you can maintain and operate your vehicle. At Bajorek Agency Inc, we work with clients in Rochester, NY, who are collectors and investors seeking long-term classic car insurance year-round.
When Classic Car Insurance Makes Sense
Opting for classic car insurance makes sense for individuals who invest in vehicles with values that appreciate over time. Values of vehicles increase due to:
- Restorations and specialty part investments
- Market demands
- Rarity or even limited production (depending on the make and model)
- Winning show recognitions or awards
After making significant upgrades and updates to the following parts of your vehicle:
- Custom paint jobs
- Performance parts
- Interiors
- Engine rebuilds
- Frame upgrades or chrome work
Other times to consider classic car insurance are:
- If you change how often you drive the vehicle
- Whether you drive it to shows or special events
- If you’ve recently moved and changed storage conditions
Even if your classic car is in storage, the right insurance policy can significantly impact your protection and peace of mind. If your policy is more than a few years old, it may also be time to reassess the value of your investment and your policy’s perks and coverage areas.
Working with the right agency is a way to better understand your insurance options. If you’re seeking additional protection for your classic car, classic car insurance may be the route for you. To learn more about your options when it comes to classic car insurance in Rochester, NY, contact Bajorek Agency Inc.