Mobile CallClick to Call
Bajorek Agency Inc

3462 Monroe Ave
Pittsford, NY 14534

Map IconGet Directions
  • Icon Quote GET A QUOTE
  • Arrow Icon
    Icon Auto Auto
  • Arrow Icon
    Icon Home Home
  • Arrow Icon
    Icon Commercial Commercial
  • Arrow Icon
    Icon Life Life
  • Bajorek Agency Inc Blog
  • About Bajorek Agency Inc
  • Contact Bajorek Agency Inc

Teen Driver? Your Guide to Auto Insurance

Teens in Rochester, NY look forward to the day they can get behind the wheel for the first time after receiving their very own driver’s license. Parents, however, might be a little anxious about this day. This can be for numerous reasons, including needing to secure auto insurance for their teen. Bajorek Agency Inc wants to make this process easy for parents and teens, so here is a brief guide to auto insurance for teens.

Does Your Teen Need Their Own Auto Insurance Policy?

Everyone is aware of the fact that it will cause a significant spike in your insurance premiums when a teenager starts driving. These costs tend to be higher if you allow your teen to have their own individual policy. 

When an individual is added to an existing auto insurance policy, the insurer will take into account that person’s age, driving history, and a variety of other factors that determine your premium. Unfortunately, for teen drivers, most of these considered factors are not available, which makes them a higher risk liability. 

Is It Costly to Insure a Teen Driver?

The good news is these higher rates don’t last forever, as your teen develops a driving history and gets older. Plus, you can get discounts on your policy when your teen maintains good grades or takes a driver’s education course. 

How Do You Add Your Teen to Your Current Policy?

You will want to contact your insurance company ahead of your teen receiving their driver’s license. This allows you to learn more about potential discounts and obtain a quote so you can begin to budget accordingly. 

When your teen receives their official driver’s license, speak to your insurance agent to update your insurance policy. 

If you are looking to update your auto insurance policy in Rochester, NY to add a teen driver, contact Bajorek Agency Inc for assistance. 

Latest news and articles