Is Your Car Difficult to Insure?

If you’re a New York driver, state law requires you to carry auto insurance. Many New York drivers have questions about their auto insurance. If you live near Rochester, NY, our team at Bajorek Agency Inc. is ready to meet you and answer your questions. We’ve been working with drivers like you since 1994.

Is Your Car Difficult to Insure?

You may wonder what to do if your application for auto insurance is declined. According to Insurify, purchasing a car with aftermarket modifications or alterations can make the vehicle a poor insurance risk. Additionally, an insurance company may deny you coverage if your driving record includes multiple at-fault accidents or driving violations.

If you have been denied auto insurance coverage, the New York Auto Insurance Plan provides coverage options through your insurance agent. This plan is specifically designed to offer insurance to individuals who are denied coverage by standard insurance carriers. However, because these policies are offered to high-risk drivers, they are typically more expensive than standard auto insurance policies.

Call Us Today for Your Appointment

Every driver is unique, so your auto insurance policy should fit your specific needs. Our team at Bajorek Agency Inc. wants to build a relationship with you to ensure we select the best insurance for your current needs while continuing to advise you in the future. Drivers in the Rochester, NY, area know they can rely on us for excellent customer service. Call us today to schedule an appointment, and let’s work together to find the right insurance policy for you.