{"id":157,"date":"2026-08-31T12:00:00","date_gmt":"2026-08-31T18:00:00","guid":{"rendered":"https:\/\/www.gobajorek.com\/blog\/?p=157"},"modified":"2026-08-16T15:15:36","modified_gmt":"2026-08-16T21:15:36","slug":"is-your-carpool-covered-by-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.gobajorek.com\/blog\/is-your-carpool-covered-by-auto-insurance\/","title":{"rendered":"Is Your Carpool Covered by Auto Insurance?"},"content":{"rendered":"

If you’re a New York driver, you must buy auto insurance. Our team at the Bajorek Agency Inc. can provide you with an opportunity to explore your insurance options. If you live near Rochester, NY, we invite you to visit our office and discover how it feels to work with a team of experienced insurance agents. We’ve been working with New York drivers like you since 1994. <\/p>\n

Is Your Carpool Covered by Auto Insurance?<\/h2>\n

An auto accident can happen to anyone, but having auto insurance will allow you to make timely and affordable repairs.  You may wonder whether your auto insurance will cover the members of your carpool. According to Fox Business, treatment of any injuries incurred in an auto accident during a car pool are covered by your auto insurance.  <\/p>\n

The same website further reports that if another member of the car pool drives your car, as part of the car pool, all of you would still be covered, due to your insurance’s permissive use clause. To clarify, the coverage will only be valid as long as you don’t charge any fee for riding in your car. According to Fox Business, anyone who charges a fee to those who participate in their car pool can be    classified as providing livery service, which would require a different type of auto insurance.<\/p>\n

Call Us Today for Your Appointment <\/h2>\n

New York State law requires drivers to carry auto insurance. Our team at the Bajorek Agency Inc. can help you meet that obligation at a price you can afford. Drivers in the Rochester, NY area have been placing their trust in our team for over 30 years.  Call us today for an appointment, and let us help you to get the auto insurance policy that you need. <\/p>\n","protected":false},"excerpt":{"rendered":"

If you’re a New York driver, you must buy auto insurance. Our team at the Bajorek Agency Inc. can provide you with an opportunity to explore your insurance options. If you live near Rochester, NY, we invite you to visit our office and discover how it feels to work with a team of experienced insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[25,10,20,18,17],"class_list":["post-157","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-bajorek-agency-inc-2","tag-insurance","tag-ny","tag-rochester"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t